Will My Insurance Cover the Abortion Pill?

There is no getting around the truth. A medical abortion isn’t always affordable for everyone. So, you might be wondering, “Will my insurance cover the abortion pill?” Here is a look at costs, your financial options, and other helpful info, so you know how to afford the women’s healthcare you need.

How Much Does an Abortion Pill Cost?

Actually, there are two abortion pill medications – mifepristone and misoprostol. Abortion pills are often referred to as an abortion pill, but the technical term is “medical abortion.” The average cost of a medical abortion is around $800, but the price you pay depends on multiple factors. 

Let’s Get Right to It – Will My Insurance Cover the Abortion Pill?

Most health insurance plans do cover reproductive health care services, but not all cover the cost of an abortion pill. This kind of coverage depends on your specific health insurance plan, laws in your state governing abortion rights, and state restrictions regarding covered health care. 

Does Medicaid Insurance Cover the Abortion Pill Cost?

Medicaid is state-issued government health insurance. To qualify, you must apply and meet certain criteria, which vary by state. For Medicaid to cover the cost of an abortion pill, you must live in and acquire the abortion pill in the state in which you applied for coverage. 

There are sometimes restrictions regarding Medicaid coverage for the abortion pill. Again, you need to have an understanding of the laws in your state. 

What if I Need Help? Are There Financial Resources to Help Pay for an Abortion Pill?

Yes, there are, but before you look for funding sources you should do four things:

  1. Contact abortion clinics near you to find out the cost of the abortion pill to help you find the least expensive price. 
  2. If you have private insurance, find out about your coverage – will the total cost of the abortion pill be covered, or just a portion?  
  3. If you do not already have insurance, you should try to apply for Medicaid in your state. 
  4. Look at your own resources to determine how much money you have to put towards the cost of the abortion pill. 

There are quite a few abortion funding sources. A good way to search is to look for organizations that help nationwide. Of course, you can look for local financial help too.

Keep in mind, when you apply for abortion funding, you will likely receive a grant to cover a portion of the cost but not all. In most cases, the money will not be sent to you. Instead, it will be sent directly to the abortion clinic. 

[Related: Payment, Insurance and Financial Assistance in New Jersey]

Before I Pay for the Abortion Pill, Can You Tell Me How They Work?

As previously mentioned, the abortion pill is actually two medications. Mifepristone is the first pill you will take at the clinic. This one blocks your body’s production of progesterone, which stops the fetus from growing. 

The second medication, misoprostol, can often be taken at home, though it depends. This one forces your uterus to contract and expel the pregnancy. You will be given information on how to prepare for the abortion pill and what to expect. 

What Are the Side Effects Associated With the Abortion Pill?

Common side effects are bleeding, cramping, nausea, vomiting, headache, dizziness, and fever. Recovery time for every woman is different, but you should plan to rest for a couple of days after taking the abortion pill. 

Is the Abortion Pill Safe and Effective?

While the abortion pill is FDA approved and considered to be quite safe, there is the risk of complications as with any medical procedure. If you experience heavy bleeding, which includes going through a pad or tampon every two hours or less, a fever of 100.4 or higher that lasts longer than 24 hours, or pass large blood clots, you should seek emergency care. 

The abortion pill is quite effective and works in about 99.6% of cases. Because there is a slight chance the pregnancy is not fully expelled, you do need to make another appointment with the abortion clinic. A staff member will let you know when to schedule. 

What Should I Expect During My Abortion Pill Follow-Up Appointment?

This appointment is necessary to make sure the pregnancy is fully terminated and that you are in good health. You can expect a blood test and ultrasound to make sure you are no longer pregnant. If you are interested in birth control or have questions about other healthcare services for women, this is the perfect time to ask. 

Searching for the Safest Abortion Clinic in New Jersey? Contact Metropolitan Medical Associates

We understand the decision to have an abortion is not always easy. For this reason, you can be assured our team will treat you with the utmost respect and compassion. We take very seriously your right to privacy and safe abortion services. 

Our facility is state licensed, and our board-certified gynecologists have over 100 years of combined experience in high-quality healthcare services for women. We provide 24/7 abortion pill care in the event of an adverse reaction or emergency. You needn’t worry, because our team will be here for you every step of the way. 

To further answer, “Will my insurance cover an abortion pill,” please give us a call. We’re happy to answer all your questions! 

Request your appointment online now, or contact us today at 800-932-0378. If you choose to book online, someone will call you within 24 hours of your appointment date / time to confirm.

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